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 Insurance Advisory Services > Long Term Care Insurance

As the population is aging, Long Term Care insurance has grown exponentially in popularity. There are many misconceptions regarding the services that are provided by the government for nursing home care and or private care for individuals who require such aid. Unfortunately these misconceptions can end up costing thousands if not millions of dollars if they are not understood.

The government does NOT step in via Medicare unless you are at or below the poverty line. This means you first must spend all of your assets in order to qualify for Medicare coverage. If you are need of Long Term Care assistance and you do not have insurance coverage, your assets may be depleted very quickly.

Long Term Care Insurance offers the insured and their family the comfort of knowing that if these services are needed, the insurance will cover the costs and the family’s assets will not be depleted. Several Baby Boomers have been purchasing LTC policies while they are younger to lock in lower premiums.

Please call Byck Financial Services, Inc. and we will be happy to set up a free consultation with you on how we can help you with this very important decision.

Call us toll free at 800-833-1704.

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